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A' La Carte Services


Chex Systems

It's important to know if your bank uses some type of checking account reporting company. In all likelihood, they are using at least one of the major four companies along with a soft credit pull to approve or deny your request for a checking account.

Early Warning Systems

It's important to know if your bank uses some type of checking account reporting company. In all likelihood, they are using at least one of the major four companies along with a soft credit pull to approve or deny your request for a checking account.

Inquiry Deletions

Most companies don't need your consent to pull your credit. However, they are SUPPOSED to have your consent, and if they don't they are violating a federal law called the Fair Credit Reporting Act(FCRA). As such, if a company does not have your consent, then the three major credit bureaus must, by law, remove those inquiries from your credit report.

Notary Services

Minority Business Certification

A Minority Business Enterprise is most commonly defined as a company that is at least 51 percent owned and operated by an individual who is a U.S. citizen and is at least 25 percent African American, Asian American, Pacific Islander, Latinx or Hispanic, or Native American descent. As a certified MBE, you’ll have more opportunities to bid for both corporate and federal business contracts. You can also be eligible for funding, such as grants, and participate in business development training.  

Tradelines

Tradelines on a credit report refer to credit accounts, such as credit cards, personal loans, and mortgages. A tradeline will include detailed information on the account from the creditor, such as balance, payment history, important dates, and more. Tradelines play a major role in determining a person’s credit score. Adding new tradelines to your credit report is one way to improve your credit score, allowing you to build a positive payment history


What our customers are saying

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